Insurance & Eligibility

There are NO COSTS to the visit, NO CO-PAYS and NO LIMITS to the number of visits to Student Health Services.

• Routine laboratory and immunizations are covered by the student insurance plan.

• Review the terms of the student insurance plan and call the student health insurance company at (800) 505-4160 regarding your plan's coverage including preferred vs. out-of network, co-insurance, co-pays, deductibles, limitations and exclusions, etc

There are NO COSTS to the visit, NO CO-PAYS and NO LIMITS to the number of visits to Student Health Services.

• However, having waived the student insurance, you are personally responsible for laboratory testing (sent to an outside laboratory testing facility) fees and the costs of immunizations. Most routine and STD testings are low cost (approximate costs: cholesterol $4.76, strep culture $7.62).

• Student Health Services does not participate in any insurance panels. Call your private health insurance company regarding reimbursements of costs incurred at Health Services. Some insurance programs will cover out-of-network costs for various procedures, diagnostic laboratory testing, x-rays, etc. Call your insurance company and learn the details of your coverage. Remember, visits with clinicians are always covered, regardless of insurance coverage, so reach out if you need care!

Contact us to determine eligibility to access the Student Health Services. Be sure to have your RUID and name of school or program available. 

Rutgers University-Newark Student Health Services does not provide routine or non-urgent medical services to staff or faculty.

• In the event of a medical urgency or emergency, any employee who comes to the Health Services will be triaged and stabilized, and transported to the nearest Urgent Care Center or Emergency Room via ambulance as needed.

• For occupational-related injury or illness, employees will be referred to the Rutgers University Occupational Health Department.

Student Health Insurance Enrollment and Waiver

Full-time students are enrolled in the student health insurance plan every semester. Part-time students have the option and are highly recommended to enroll. Students who have similar comprehensive insurance plans and who wish to decline enrollment must waive the student insurance during enrollment period. Please note there are enrollment and waiver deadlines.

• To enroll or waive, visit the University Health Plans website.

• For J1, F2, J2 visa sponsored students visit RU Global Student Services.

• For enrollment or waiver issues, call directly at (800) 437-6448

United Healthcare Student Resources (UHCSR)

• Phone: (800) 505-4160

• United Healthcare's website

• Rates for the Student Health Insurance Plan

Office of Student Insurance

• 11 Bishop Pl., New Brunswick, NJ 08901

• Email: insure@rci.rutgers.edu

• Phone: (848) 932-8285

• Rutgers University Risk Management website

Students who enroll in the student health insurance plan are covered for prescriptions according to tiers, which determines costs and co-pays. This prescription plan is accepted at the Rutgers pharmacy and most other local pharmacies.

Students can purchase optional Dental or Vision plans. Please note the plans have enrollment deadlines.